Born in Bilbao in 1950. Economics and Business Administration graduate from Universidad Complutense de Madrid and holder of a Marketing Degree in Banking.
His professional career began in Grupo Banco Vizcaya as a business analyst and subsequently he held the position of Deputy Regional Manager for Catalonia, Chief Investment Officer (CIO) and businesses and institutions manager.
Between 1986 and 2006 he worked in Grupo Santander, where he held the positions of Chief Business Development Officer (CBDO) and deputy general manager of the Risk General Management Division and Latin America Risks Area. Between September 2011 and July 2012 he was the representative of the FROB in Unnim Banc, S.A. and since January 2014 in NCG Banco, S.A.
In August 2014 he was appointed member of the Board of Directors of NCG Banco, S.A. (currently ABANCA Corporación Bancaria, S.A).